In our early years, we directly handled all aspects of our real estate and note-investing business. Developing a deep understanding of the industry and its nuances at every level, from marketing and acquisition to portfolio management and disposition.

Today, we leverage these skills to lead and oversee a diverse team of the industry’s leading professionals while remaining actively engaged in every stage of the investment cycle—from acquisition to disposition—ensuring strategic execution of our mission.

We maintain a core team across all markets and establish dedicated local teams in each market. We retain leading industry professionals who specialize in loss mitigation, loan servicing, specialized servicing, asset management, loan originating and underwriting, real estate law, bankruptcy and foreclosure law, collateral review, asset valuations, insurance, collateral management, title services, field services, and more.

Integrating our shared vision with our distinct strengths enables us to identify opportunities, navigate complex challenges, drive strategic growth, and maximize value while fostering a culture of excellence and sustaining long-term success.

Our leadership is defined by a commitment to operational excellence, meticulous attention to detail, and the ability to adapt to an ever-evolving market.

Rick and Michelle Hill are the Founders and Managing Partners of Bespoke Capital, a boutique asset management firm. We began real estate investing in 1999 and have been full-time investors since 2001. 

Our experience spans more than 25 years in the real estate investment industry. We have bought, sold, underwritten, managed, or owned more than $200M in alternative assets like real estate and first-lien mortgages.

We have successfully navigated market cycles, starting with the Dot-Com bubble, the Subprime Mortgage Crisis, the 2008 Great Recession, and the Pandemic era.

Through these cycles, we gained firsthand experience of economic booms, subsequent downturns, and their recovery. We learned firsthand how to evolve with market shifts and emerging opportunities.

Our models have always been rooted in socially conscious investing. We are driven by a passion for helping people navigate financial hardships and real estate challenges while making a lasting, positive impact on the families and communities we serve. The Great Recession provided a powerful opportunity to make an even more significant impact.

Realizing we needed to level up, we transitioned into note and mortgage (debt) investing. This allowed us to serve on a deeper and broader scale and gave us diversity and greater control in our exit strategies – fulfilling the primary intention of being able to help more homeowners save their homes and business owners preserve their businesses and commercial properties. 

Along the way, we considered how we could further expand our reach to serve everyday people looking to achieve their lifestyle and retirement goals.

We believe everyone should be able to invest on their terms and into something they understand to better provide for their family and retirement. Main Street should benefit from short- and long-term investment returns that far exceed what banks and CDs offer without the uncertainty and volatility of Wall Street and without having to take more time away from their families to do so. People should be able to invest in higher-yielding opportunities without taking on too much risk because while a better ROI (return on investment) is important, capital preservation is paramount!

That’s why we provide opportunities for everyday people to invest in private capital markets like banks by ‘becoming the bank’ themselves without the hassle of tenants – getting their capital working for them in a stable and predictable way backed by an insured real estate asset that returns better-than-average returns.

Our journey has allowed us to continuously expand our experiences and expertise, evolve, and stay abreast of data—and value-driven strategies. It has taught us the value of both capital growth and cash flow, as well as diversification across asset classes and markets.

Join us on the journey.